If you're over 40 and your first novel has either not yet been published, or was first published in the UK this year, then I have just the competition for you. It's free to enter and offers a top prize of £4,000.
Rats! I've left it too late. Oh well.
The image is of the first novel I wrote (but not the first to be published). I was actually under 40 when I started it. Seems a long time ago now.